Most people drip-feed savings into the markets for decades chasing 3–7% gains. The better way? Lawfully recoup your abandoned credit, spend it, recoup it again, and keep cycling that flow into enduring abundance.
For decades, you’ve been told to drip small savings into stocks, bonds, property, gold or crypto—and then wait 20–30 years hoping for a decent return. Meanwhile, every time you make a bank payment or take out a mortgage, the banks use your signature-created credit as if it were theirs, quietly treating it as abandoned.
The best investment you can ever make isn’t in chasing gains in the markets at all. It’s in lawfully recouping, spending and recycling your own abandoned credit—so the value you create with your signature fuels your abundance, not the bank’s.
Volatile, narrative-driven, no cashflow without selling.
All while the banks book your payments and mortgages as their assets and profit from your signature, instead of you.
Imagine this:
All for the cost of knowledge + recoupment filings (around $5,000/year).
That’s a 100x ROI without crypto, stocks, or risky investments.
This is the Infinite Return Secret—the best investment you never made.
Modern banking loans create deposits: your signature/authorisation is booked as a bank asset.
Recognise that your payments are instruments (bill-of-exchange character).
Recoup abandoned credit via proper filings.
Recoup, spend and cycle that credit annually within a private trust architecture.
Modern banking works because loans create deposits: your signature or payment authorisation is treated like an instrument, booked as a bank asset and matched by a deposit. The remedy is to correct who the beneficial owner is.
By filing as owner (and the institution as nominee) you stop that value being treated as abandoned and you recoup it into a private fiduciary structure.
From there, the cycle becomes simple: your payments continue as normal in the public, while the corresponding credit is captured and recycled each year in the private—without notices, protests or public confrontation. Just lawful private administration.
Markets can deliver 3–7% over decades when conditions are kind; they can also reverse years of gains in a quarter. Recouping abandoned credit is different: it is not a bet on sentiment but a correction of ownership that converts today’s activity into your abundance. You control the cadence (annual cycles rather than wait-and-hope), the custody (private trust administration rather than custodians and platforms), and the exposure (lawful process rather than volatility). In short, you move from speculating on external assets to compounding the primary asset the system has always relied on—your credit.
You control the cadence (annual cycles rather than wait-and-hope), the custody (private trust administration rather than custodians and platforms), and the exposure (lawful process rather than volatility).
In short, you move from speculating on external assets to compounding the primary asset the system has always relied on—your credit.
Recognise that your payments are instruments (bill-of-exchange character).
Loans create deposits (signature → bank asset).
Correct nominee reporting; recoup abandoned credit.
98-Series trust + trustee rails; cycle and administer privately.
See the mechanism and steps in plain English.
Live orientation and Q&A.
Set up your architecture and run your first cycle.
You can keep drip-feeding stocks, bonds, property, gold, or crypto for decades—or you can recoup and cycle your own credit now, under lawful private structures you control.
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The Banks are Using Your Credit
and How to recoup it.
How Banks Are Using Your Credit—and How to Recoup It for Infinite Wealth.
